scottsdale real estate  Mortgage Terms and Definitions from Balloon Mortgage to Buyer's Market in Scottsdale - Scottsdale Homes for Sale featuring Golf - Patio Homes - Townhomes - Condos - TIM ROGERS, SCOTTSDALE REALTOR®PRO  scottsdale homes for sale

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Glossary of Mortgage and Real Estate related terms
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B

Balloon Mortgage

Balloon mortgage loans are short-term fixed-rate loans with fixed monthly payments for a set number of years followed by one large final balloon payment for all of the remainder of the principal. Typically, the balloon payment may be due at the end of five, seven, or ten years. Borrowers with balloon loans may have the right to refinance the loan when the balloon payment is due, but the right to refinance is not guaranteed.

Bankruptcy

A proceeding in a federal court to relieve certain debts of a person or a business unable to pay its debts.

Bequest

A gift of personal property by will.

Blanket Mortgage

A mortgage that covers more than one parcel of real estate.

Bona Fide

In good faith.

Borrower (Mortgagor)

An individual who applies for and receives funds in the form of a loan and is obligated to repay the loan in full under the terms of the loan.

Broker

An individual who brings buyers and sellers together and assists in negotiating contracts for a client.

Broker Processing Fee

The fee charged to you to have your file packaged and handed over to a selected lender. There is no broker involved in your Quicken Loans transaction; you deal with Quicken Loans from start to finish.

Buy-Down Mortgage

A mortgage loan with a below-market rate for a period of time.

Buyer's Market

Market conditions that favor buyers. With more sellers than buyers in the market, sellers may be forced to make substantial price concessions.

 

 

 

Scottsdale Real Estate Services from Tim Rogers

 

Scottsdale Real Estate and Scottsdale homes for sale buyers agent Tim Rogers representing home buyers interested in homes for sale in Scottsdale and Valley communities.

The links below to Scottsdale Real Estate Scottsdale homes for sale Scottsdale Relocation and Real Estate Services are to assist my clients with professional real estate and relocation services in their search for homes for sale in Valley communities

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Real Estate Glossary

This list is provided for reference only. Each state has it's own real estate laws, terms and regulations for Realtors. In Arizona, your Realtor and Title Company handle most real estate transaction activities that involve attorneys in many other states. However, you have the right to seek the advice of an attorney or other professional counsel in any real estate transaction.

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Scottsdale & Phoenix Realtor® Tim Rogers
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2801 E. Camelback Rd, Suite 105
Phoenix, Arizona 85254
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Valley News Headlines
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Valley Area Headlines
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07/08/2008
Scottsdale art galleries seek remedies for slumping sales (Arizona Daily Star)
SCOTTSDALE — Art galleries in tony downtown Scottsdale are trying to attract more buyers as city businesses experience decreased revenues.
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07/09/2008
City-brokered deal aims to fix rift between homeowners, bikers (The Arizona Republic)
Scottsdale brokered an agreement Tuesday between a wealthy neighborhood and a bevy of speedy bicyclists.
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07/09/2008
Scarp: Expert dissects Scottsdale mayoral hopefuls' ads (East Valley Tribune)
If you’re a regular viewer of cable TV news, during the breaks between coverage of the presidential candidates seeking your vote, chances are you’ve seen the two candidates for mayor of Scottsdale doing the same — on their dime, of course.
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07/08/2008
Scottsdale briefs (East Valley Tribune)
Residents invited to workshop for airpark plan Scottsdale is inviting community members to participate in a workshop July 16 to help develop a long-range plan for the Greater Scottsdale Airpark. The workshop will be held from 6:30 p.m. to8:30 p.m. at the Scottsdale Airport Terminal, 15000 N. Airport Drive.
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07/07/2008
Scottsdale art galleries struggling in weak economy (ABC 15 Phoenix)
Art galleries in tony downtown Scottsdale are trying to attract more buyers as city businesses experience decreased revenues. Four of five downtown districts posted sales declines during the first quarter of 2008 over the same period last year.
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07/08/2008
Will Scottsdale Loop 101 cameras return? Trial period over (ABC 15 Phoenix)
Scottsdale's one-year agreement with the state Department of Public Safety for photo enforcement on the Loop 101 has ended.
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07/07/2008
Vacancies mount in Scottsdale (BizJournals)
Scottsdale's two top economic officials left months ago to take other jobs, and the city does not have immediate plans to fill those vacancies.
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07/06/2008
Scottsdale's posh art galleries struggling (KVOA Tucson)
Associated Press - July 6, 2008 9:54 PM ET SCOTTSDALE, Ariz. (AP) - Art galleries in tony downtown Scottsdale are trying to attract more buyers as city businesses experience decreased...
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07/07/2008
It seems like Scottsdale hates itself. Why? (The Arizona Republic)
Most cities overflow with hometown love, but Scottsdale seems to hate itself in a growing trend of public, pop-cultural self-deprecation.
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07/09/2008
Council agrees to hire firm against utility (East Valley Tribune)
Scottsdale officials Tuesday agreed to hire a private law firm for advice in the potential condemnation of Arizona American Water Co.’s local utility system, despite some objections that the city is moving too quickly and with too much secrecy.
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